Primary Function: The incumbent in this position is responsible for providing consultative service and support to credit union members within Alliants branch network. Work involves moderate difficulty in processing financial transactions on members accounts, resolving member issues, evaluating and identifying the members financial needs with the aid of cross-sell triggers, and originating new accounts or making targeted referrals to internal business partners that result in deeper relationships, high levels of member satisfaction, and increased sales for the Credit Union. Resources to do the job require reliance on technical knowledge of credit union products and policy and compliance with the Patriot Act. Immediate supervision is received from the Branch Manager and Assistant Branch Manager (where applicable).
Service Delivery & Relationship Development: Independently handles routine and more complex member inquiries with a goal of first-point-of-contact resolution and limited escalation. Processes financial transactions on members accounts: deposits, withdrawals, wire transfers, , payments, cash-advances, and product and service maintenance. Reviews, qualifies, open and closes deposit accounts and ATM/debit cards Decision fee-refunds within defined relationship parameters. Assists management in identifying opportunities to increase service quality and escalates high-level member issues to the Branch Manager and other stakeholders. Act as a member advocate at all times and consistently meets or exceeds individual member satisfaction targets within the branch.
Sales: Responsible for meeting and exceeding individual and team relationship sales targets. Identify and evaluate members financial needs from members within the Sales Tracking and Referral System and recommend the appropriate product solutions and services using needs-based sales techniques. Make consumer loan, mortgage, and investment referrals to internal business partners that result in increased balance growth. Participates in targeted product campaigns and achieves individual product sales targets for deposit accounts and VISA originations.
Administrative Support & Special Initiatives: Supports Branch Manager with administrative tasks, including product and system testing, assistance in branch audits, filing, and document destruction. May provide back-up for other Front-Line channels, including Member Relations (Telephone) and business development events. Participate in employee focus groups. May assist in the training and on-boarding of newly-hired Member Benefit Specialists.
Suggested training and experience: High School graduate (college preferred) and minimum two to three years experience in banking or customer service; or an equivalent combination of training and experience. Previous experience working in a financial institution preferred. Basic math skills and good computer knowledge including typing skills required. Excellent verbal and written communication skills. Must demonstrate a professional demeanor, proficiency in Microsoft Office Suite, and ability to work independently. Secondary language skills desirable.